Why wait another minute? Give your family the security and peace of
mind they deserve – today! With RBC ExpressTERMTM life insurance,
you can apply, be approved, and receive your policy in as little as 15
minutes—without leaving your computer.
RBC ExpressTERMTM puts affordable term life insurance at
your fingertips. Complete your application in our secure, private environment.
No agent will contact you unless you direct them to do so. You don’t need a
medical exam to qualify† – just answer a few basic health questions.
Why not get started now? Take a moment to learn more about this
valuable coverage. Once you’re satisfied that RBC ExpressTERMTM makes
sense for you and your family, get your free quote and apply online. That’s all
there is to it!
Find out what RBC ExpressTERMTM can do for you. Then
apply online today!
Paperwork-Free Application
At RBCExpressTERM.com, you can apply for your term life insurance coverage
completely online. From start to finish, everything you need to protect your
family can be achieved from the comfort and privacy of your home or office
computer.
Same-Day Coverage
We believe in rewarding our customers for their commitment to their family’s
future by giving them coverage immediately. That means, once you get your
free quote, complete the online application, and are accepted for
coverage, your term life insurance will become effective the same day. This
unique, one-of-a-kind approach not only leaves you with immediate satisfaction
but also immediate protection for your family.
Generous Coverage Amounts
Whether you need $25,000 or $250,000 in coverage, you can get what you want in
little or no time at all*. The coverage amount you choose depends on
what you can afford and what your family will need in the event that your death
occurs. While it’s unpleasant for some of us to consider, not considering
buying term life insurance might be even worse. Without the right coverage,
your family could be left with mortgages, bills, and car loans that could leave
them unable to pay on their own without ravaging existing savings or retirement
plans previously earmarked for other needs.
Optional Children’s Insurance Rider
If you have children, you may want to consider enrolling them in the Optional
Children’s Insurance Rider. This Optional Rider pays a benefit of $5,000 and
these benefits, as well as the premium amount, are guaranteed for the life of
the term (up to the insured child’s 25th birthday** ). You can
enroll for this surprisingly affordable coverage during your online application
process. This coverage is available if your child is 0 through 18** years of age,
and the primary insured is 18 through 55 years of age on a 10 or 15 year term
and 18 through 50 years of age on a 20 year term.
Click here for exclusions and limitations.
Optional Accidental Death Insurance Rider
Every five minutes - about the time it takes to pay your monthly bills -
someone in America dies because of an unexpected accident.*** That’s
268 families each and every day that are left grieving the loss of a loved one
- and dealing with the financial impact of the loss. To further protect your
family, the Optional Accidental Death Insurance Rider pays an additional
benefit equal to your RBC ExpressTERMTM policy to help your family
in their particularly devastating time of need. The addition of this Rider will
cost only pennies more per day, so you may want to consider adding on to your
term life insurance coverage. Click here
for exclusions and limitations.
Managing Your Coverage Online
Once your coverage has been issued, you can manage your coverage online by
using your convenient, secure online account. The online account allows you to
update your family’s information.
No Medical Exams †
Finally it’s possible to buy affordable term life insurance without a medical
exam! Many people postpone buying term life insurance, not because their health
is bad, but because they’re uncomfortable with the idea of the often required
medical exam. Because term life insurance should be an important part of every
family’s financial plan, this site features the ability to buy generous amounts
of term life insurance without taking a medical exam. A few simple questions
will be asked about your health to see if you qualify.
31-Day Free Look Period
Once your policy is issued, you have a full 31 days to decide if it’s right for
you. If for any reason at all, you decide against having this coverage in
place, you may return the policy and receive a full refund, no questions asked.
Benefits Do NOT Decrease
The benefit amount you select today will always be the benefit amount your
family can expect if your policy remains in force. Liberty Life Insurance
Company will never reduce your benefits or cancel your policy unless you do it
yourself.
Premiums Do NOT Increase
Your premiums for the coverage in which you initially enroll will never
increase in price for the life of the term. Your premiums are guaranteed as
long as your coverage remains in force and is not cancelled by you.
About Liberty Life Insurance Company
You'll be glad to know that the term life insurance product featured on this
site is provided by Liberty Life Insurance Company, whose financial strength
and operating performance has been rated "A" (Excellent) by A.M. Best. "A"
(Excellent) rating is the third highest rating out of 16 posible ratings by
A.M. Best.
*Coverage subject to underwriting and approval
** State variations may apply.
***2002 Injury Facts, National Safety Council.
† Issuance of the policy is dependent upon the answers to the health questions set forth in the application.
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